Monthly Household
For households that want to keep current-year HSA records organized month to month.
$11.99/month
- 30-day trial
- Core household recordkeeping
- Care folders
- Expense and reimbursement tracking
- Manual exports and downloads
Simple household pricing for organized HSA records
Unlock HSA helps households keep bills, EOBs (Explanation of Benefits), payment proof, and care paperwork connected for future HSA reimbursement planning.
Try the workflow first
30-day trial
Start with a trial to see whether the recordkeeping workflow fits your household. Paid plans are the expected pricing after the trial.
Annual Household
RecommendedFor households that want a full-year workflow for records, review, and audit-support exports.
$99/year
- 30-day trial
- Lower annual price
- Connected care paperwork
- Evidence package support
- Backfill/import packs available
Founding Lifetime
Founding offerA founding household option for long-term HSA recordkeeping while the early offer is available.
$399one-time
- 30-day trial
- Core household recordkeeping
- Long-term archive workflow
- Annual evidence exports
- Fair-use processing and storage
Backfill/import packs
Need to organize older records?
Backfill/import packs help with historical catch-up when you have older bills, EOBs, receipts, and proof of payment to bring into the household record.
100 records
$10
300 records
$20
500 records
$25
What is included
Recordkeeping tools for household HSA paperwork
Care folders
Keep estimates, provider messages, bills, EOBs, payment proof, and notes connected around a care event.
Expense ledger
Track expenses, reimbursement history, and the supporting records you may need to review later.
Upload organization
Upload bills, EOBs, receipts, proof of payment, ZIP files, and related care paperwork into a review-first workflow.
Evidence package support
Prepare organized export packages with summaries and linked records when you are ready to review a reimbursement.
Supported intake paths
Use direct upload and supported forwarded email intake to help collect records for review where those paths are enabled.
Long-term records
Preserve organized records outside changing portals, inboxes, insurance plans, and provider systems.
Important note
Unlock HSA provides recordkeeping, workflow, and educational tools only. It does not provide tax, legal, medical, insurance, investment, or reimbursement advice; determine expense qualification; guarantee reimbursement; or guarantee any tax treatment. Users remain responsible for tax decisions and should consult a tax professional when needed.
Start with the trial, then choose a household plan.
Online payment may be handled separately while billing is introduced. The public trial path starts with the existing account creation flow.